Freelancers can use a Rolex as collateral to cover the gap between invoices...

https://ellasexcellentcolumns.quantlynix.com/posts/do-i-need-the-box-and-papers-to-get-a-rolex-loan

Freelancers can use a Rolex as collateral to cover the gap between invoices without selling a watch they value. A lender assesses the model, condition and market price, then sets a loan amount