How LTV Shapes What You Pay: Practical Numbers for Mortgages, Bridging and Mid-Range Finance

https://penzu.com/p/3cca636a7ef026e1

Sit down, coffee in hand, and let’s talk plainly about loan-to-value (LTV) and why it is the single clearest pricing lever in property finance. I’ll use real client-style examples and pound figures so you can see the math