mold insurance coverage 20

https://willinsurancepaymoldtestreview.halcyonledger.com/posts/will-insurance-pay-for-a-mold-test-what-homeowners-need-to-know

Mold insurance coverage is often a separate add-on to standard homeowners policies, since basic plans usually exclude mold damage unless it's tied to a covered water event like a burst pipe. Even then, most insurers cap mold-related payouts at a low amount. You might need a special endorsement if you live in a damp climate or have a basement prone to leaks. It's worth reading the fine print before you assume you're fully protected.