Payout Calculations Shift Dramatically When Mold Colonization Crosses the 48-Hour Damage Threshold

https://express-business-near-gardenofthegods.publishlane.com/posts/nearly-14000-colorado-springs-homes-report-water-damage-annually-from-delayed-response-decisions-2

Insurance companies calculate payouts based on the scope and severity of damage, with a critical turning point at the 48-72 hour microbial growth threshold