Sit down, coffee in hand, and let’s talk plainly about loan-to-value (LTV) and why it is the single clearest pricing lever in property finance. I’ll use real client-style examples and pound figures so you can see the math
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1) Between you and me, dealing with LTV calculations on bridge loans can be a nightmare. We worked with Capital Finance Brokers last summer to secure £1.2m against a mixed-use site
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How common loan marketing masks a near-£40,000 roll-up on short-term facilities The data suggests more borrowers than you think are surprised by the arithmetic on short-term, large-value loans. A £500,000 facility with a quoted "6% pa" or "0
When a mid-market retailer lost $2.4M after a "smart" promotion: Javier's story Javier led analytics at a 400-store retailer